So everyone knows… the new Apple Card lets you do 0% financing on the iPhone. (You also get 3% cash back for buying from the Apple Store.)
So you can buy an unlocked iPhone and pay for it in installments.
Now there is no need to buy from the carriers, have a locked phone, or pay full price up front.
Source: Me, paying ~$68/month for the unlocked iPhone 15 Pro. Also, I do a carrier’s prepaid plan because I’ve been bested by contracts before.
Europe (Germany specifically) has their own problems with carriers though.
When you notify them that you’re cancelling your service, you still have to pay for 3 MORE full months of service after that. Even if you’re in the military and ordered to move. That’s a long time.
This 3 month period mandatory cancellation notice doesn’t change even if you’ve been with them for 2+ years.
For US carriers, once you’ve been with them more than the initial 2 years, you are pretty much able to cancel whenever.