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Joined 1 year ago
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Cake day: July 11th, 2023

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  • I used to be an insurance adjuster. Coverage for this is questionable and the damages would likely be under your deductible. This is a workmanship issue, so the J channel itself isn’t covered. The (hopefully minimal) ensuing water damage would likely be covered, though. My main concern is water inside the wall saturating insulation and creating a mold issue.

    If there was significant water inside the wall, the amount of covered damage could escalate to the point that it would be worth putting in a claim. Just know that coverage isn’t as straightforward as the previous comment made it sound.








  • insurance invalidation

    For clarity, if you do a stupid job at your DIY solar installation and it burns your house down, that is likely a covered cause of loss. There isn’t a policy exclusion for stupidity, unfortunately.

    There may be an exclusion for the panels themselves since you could argue that improper workmanship was the proximate cause of loss, but the ensuing damage would likely be covered.

    A similar scenario would be an improper plumbing repair flooding your house. Insurance won’t pay to redo the plumbing that was wrong, but it will pay to fix the water damage.