It’s about giving you a brainworm. When it’s time for you to sign up with an insurance company, you’re most likely going to remember the insurance commerical that was the most ridiculous or unique. It’s not even about advertising a product anymore. It’s about jamming that little token into your brain so you’ll remember them later.
Let it be. The people designing the OS most likely know better than you or anyone else in this thread. I know the urge to “tweak” things is strong, but some defaults are defaults for a good reason.