

I’ve been using Actual for a while now, probably close to a year. Before that I was on YNAB, which isn’t FOSS but does have a huge library of material for how to make your budget work for you instead of the other way around.
I got off YNAB after they kept raising their subscription fees for seemingly no reason. Actual is not nearly as feature-rich but you can’t really argue with the price.





Journiv has got me to try journaling seriously for the first time. I’m a bit envious of those able to do so naturally, I’ve been forgetting to make daily entries more often than not