The Vinegar extension for Safari is pretty good.

For iOS users Vinegar is a nice add-on for Safari that strips out all the ads etc.

I’m pretty pleased with my automation that plays BBC 6Music on my iPhone at a set time each morning (as a wake up alarm) then automatically sends the audio to my HopePod mini and sets the volume level. It’s a nice way to wake up to the radio each day.

https://www.photopea.com/ is basically a web based free photoshop alternative. Should do most of what you need.

It’s so normal that I can’t actually remember it ever being any different. Even before the advent of mobile banking it was the same with internet banking. Instant transfers.

My money is on X’cretions and X’crement.

This is wild. Here in the UK we just transfer money from bank to bank in an instant using the banks own app.